Cash Flow Analysis

Introduction

In today's uncertain and volatile economic environment, strategic financial planning and liquidity management are essential for any business to survive and thrive. Strategic financial planning helps you align your financial goals with your business strategy, identify and evaluate different scenarios and options, and optimize your resource allocation and decision making. Liquidity management helps you ensure that you have enough cash flow to meet your short-term obligations, mitigate risks and uncertainties, and seize opportunities and growth potential. Together, they enable you to create a robust and resilient financial framework for your business success.

Value of Unified Data Management

  • It helps you define and communicate your vision, mission, and goals for your business and translate them into measurable and achievable financial targets.
  • It helps you assess your current financial position and performance, identify your strengths and weaknesses, and benchmark yourself against your competitors and industry standards.
  • It helps you anticipate and prepare for future challenges and opportunities, such as market changes, customer demands, regulatory requirements, technological innovations, or potential crises.
  • It helps you explore and evaluate various scenarios and alternatives, such as expanding into new markets, launching new products, acquiring new assets, or divesting non-core activities.
  • It helps you optimize your resource allocation and decision making, such as prioritizing your investments, managing your costs, increasing your profitability, improving your cash flow, or reducing your debt.

Our Financial Planning Process

1

step 1

We start by understanding your goals and objectives, such as your growth targets, risk appetite, market opportunities, or competitive advantages.

2

step 2

We collect and analyze your financial data, such as your income statement, balance sheet, cash flow statement, or financial ratios.

3

step 3

We project your future financial performance based on your assumptions, such as your revenue growth, cost structure, capital expenditure, or working capital needs.

4

step 4

We identify and quantify the key drivers and risks that affect your financial results, such as your customer demand, price elasticity, product mix, operational efficiency, or market volatility.

5

step 5

We perform sensitivity analysis and scenario analysis to assess how your financial outcomes change under different conditions, such as changes in market demand, exchange rates, interest rates, inflation, or tax rates.

6

step 6

We compare and evaluate various alternatives and options, such as expanding into new markets, launching new products, acquiring new assets, or divesting non-core activities, based on their expected financial impact and feasibility.

7

step 7

We recommend and implement the optimal strategy and action plan that aligns with your goals and objectives, maximizes your financial value, and minimizes your financial risk.

8

step 8

We monitor and review your financial performance and update your financial plan periodically, considering any changes in your internal or external environment.

Team of Financial Analysts

  • Our team consists of experienced and certified financial analysts who have expertise in various fields such as accounting, taxation, investment, risk management, and business valuation.
  • We work closely with you to understand your financial situation, goals, and preferences, and provide you with customized and comprehensive financial solutions that suit your needs and expectations.
  • We use various financial planning tools and software to analyze your data, create projections, and generate reports that help you make informed decisions and achieve your desired outcomes.
  • We communicate with you regularly and provide you with feedback, insights, and recommendations on how to optimize your financial performance and avoid potential pitfalls.
  • We adhere to the highest ethical and professional standards and ensure that your financial information is confidential and secure.

Financial Planning tools and Software’s

  • Futrli: This is a cloud-based app that integrates with Xero, QBO, and Business Central to provide you with real-time insights, forecasts, scenarios, and alerts for your business. You can create custom dashboards, reports, and KPIs to track your cash flow, profitability, growth, and performance. Futrli also helps you with scenario planning, decision making, and goal setting.

  • Float: This is another cloud-based app that syncs with Xero, QBO, and Business Central to give you accurate and reliable cash flow forecasts and budgets. You can see your cash position briefly, plan for different scenarios, and manage your cash flow on the go. Float also helps you with cash flow reporting, invoicing, and payments.

  • Spotlight Reporting: This is an app that connects with Xero, QBO, and Business Central to create beautiful and insightful reports and dashboards for your business. You can choose from a range of templates or customize your own to showcase your financial and non-financial data, trends, and benchmarks. Spotlight Reporting also helps you with consolidation, forecasting, and advisory.

  • Fathom: This is an app that integrates with Xero, QBO, and Business Central to provide you with in-depth analysis, insights, and performance reports for your business. You can use Fathom to monitor your financial health, track your KPIs, compare your performance to industry benchmarks, and create what-if scenarios and forecasts. Fathom also helps you with valuation, consolidation, and presentation.

  • Excel: This is a spreadsheet software that can be used for financial planning and analysis. You can use Excel to import your data from Xero, QBO, or Business Central and create your own formulas, charts, tables, and dashboards. Excel also helps you with data manipulation, calculation, visualization, and automation.

  • Acretys: This is an app that works with Xero, QBO, and Business Central to help you create and manage your financial plans and budgets. You can use Acretys to set your goals, track your progress, and adjust your plans as needed. Acretys also helps you with scenario planning, cash flow forecasting, and variance analysis.

  • Power BI: This is a business analytics software that connects with Xero, QBO, and Business Central to help you explore and visualize your data in interactive and dynamic ways. You can use Power BI to create stunning reports and dashboards that tell the story of your business performance and opportunities. Power BI also helps you with data integration, transformation, and sharing.

Frequently Asked Questions

Financial planning is the process of setting and achieving your financial goals, such as saving for retirement, buying a home, or paying off debt. Financial planning helps you align your spending and investing with your values and priorities and create a realistic and adaptable plan for your financial future.

Financial planning can help you improve your financial well-being and achieve your life goals. By having a clear picture of your current financial situation and a roadmap for where you want to go, you can make better financial decisions and avoid common pitfalls. Financial planning can also help you cope with unexpected events and prepare for transitions, such as changing careers, starting a family, or retiring.

The financial planning process consists of six steps: establishing and defining the relationship with the client, gathering client data and determining goals and expectations, analyzing and evaluating the client's financial status, developing and presenting the financial plan, implementing the financial plan recommendations, and monitoring and reviewing the financial plan.

The cost of financial planning depends on the complexity of your situation, the scope of services you need, and the fee structure of the financial planner you choose. Some common fee structures are hourly fees, fixed fees, percentage of assets under management, commission-based, or a combination of these. You should discuss the fees and payment terms with your financial planner before engaging their services.

Financial planning can help you achieve your short-term and long-term financial goals, such as saving for a vacation, buying a house, or retiring comfortably. Financial planning can also help you improve your cash flow, reduce your debt, optimize your tax situation, protect your assets, and grow your wealth. Financial planning can give you peace of mind and confidence in your financial future.